Taking Payments at Your Business

Taking Payments At Your Business

Your Employment Questions Answered: Taking Payments at Your Business

Sometimes the best way to learn something new is by seeking advice from those who have been there. Asking questions is how we learn about new resources or can give us perspectives that we might never have thought about before. When you ask a question, you can gain the knowledge you are looking for that will help you figure out what you need to know to move forward, whatever the subject might be. 

If you are running your own business and have customers, you will have to decide what type of payments you take. While running a cash-only business is possible, doing so isn’t typically the best choice. You will want to eventually find a way to take card and online payments. Luckily, there are some companies you can go with, that make running your business a little easier and allow you to take more payments. 

Question: How can I add card payments to my business?

I run a small business, a cafe, and we have used cash only until this point. We would like to expand to take other types of payments. We think this will help bring our cafe to the next level and bring in more customers. What are my options?


Running a business in 2022 requires updated tools and business solutions. It sounds like you are ready to take the next step and improve how your cafe will take payments. There are quite a few options for you. Here are some of the most popular ones.


The benefits of Toast are that the products were created for restaurants by people who run restaurants. Toast is built for cafes and bakeries and can help you run your restaurant more efficiently. 

Toast offers Point of Sale, Handheld POS, Mobile Order and Pay, Kitchen Display System, Self-ordering Kiosk, and much more

They offer four types of plans with different pricing:

  • Starter Kit: $0/month
  • Point of Sale: $59/month
  • Essentials: $165/month
  • Custom pricing


Square is another option for taking payments. Square gives you the ability for in-person payments, online payments, remote payments, and manually entered payments. They offer a register, a reader, a terminal, and a reader for magstripe. 

Square offers three plans:

  • Free: $0/month
  • Plus: $29/month
  • Custom pricing


Clover is an all-in-one solution for businesses. They offer no monthly fee for the first 30 days. With the Clover system, you select the right combo of hardware and software to help you run your business. They all come with built-in software to help accept payments, offer customer rewards, manage employee schedules, and more. 

Clover services these types of businesses:

  • Full Service Dining
  • Quick Service Dining
  • Retail Stores
  • Personal Services
  • Professional Services

There are other options out there and each one might offer a unique experience. Make sure to check through each website to learn if they would be a good fit for you. Being able to pay all types of payments will help your business grow and make for happier customers. 

Look through these articles to find places to get advice about all things running a small business. You can find mentors, organizations, and resources to help you on your journey.